The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Latvia. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.:

• This agreement is compulsory for familiarization by each customer (hereinafter referred to as “Investor”) before starting cooperation with Rugabi.com Company (hereinafter referred to as the "Company").
• These terms and conditions outline the rules and regulations for the use of Rugabi.com's Company's Website, located at https://app.rugabi.com
• By accessing this website we assume you accept these terms and conditions. Do not continue to use Rugabi.com if you do not agree to take all of the terms and conditions stated on this page.
• General Terms Registration in the Company means the Investor’s automatic acceptance of the following terms and conditions.

The main terms of this agreement may be amended and / or supplemented by the Company unilaterally and without prior notification of the customer. Changes to the rules can be made in order to bring the agreement in line with the amendments made to the current legislation and to the rules of payment systems.

• An Investor, when registering in the Company, confirms that he/she has reached the age of 18 years. In addition, the Investor fully assumes the responsibility for compliance with the laws of his/her country. Including the investment in foreign companies and the payment of taxes on profits received.
• The company disclaims the responsibility for all customers’ actions that violate or exceed the scope of this agreement.
• As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.
• License Unless otherwise stated, Rugabi.com Company and/or its licensors own the intellectual property rights for all material on Rugabi.com. All intellectual property rights are reserved. You may access this from Rugabi.com for your own personal use subjected to restrictions set in these terms and conditions

Each transaction for the transfer of funds between Investor and the Company is confidential and shall not be disclosed. The personal account should be used only for its intended purpose, that is, profit receipt from investment in the Company. All attempts to create multiple accounts by the same Investor for other purposes are prohibited. If such actions are found, the Company reserves the right to terminate cooperation on unilateral basis.

• All funds available on the balance of Investors violating the rules will be withdrawn in favor of the Company as a penalty measure, and such Investors’ personal accounts will be blocked.
• Use of personal account When creating a personal account, the Investor gets the right to independently manage the information and available funds in the account. The Investor should monitor himself/herself the safety of data required to enter the personal account (login and password). In order to prevent fraud incidents, it is forbidden to transfer the access to Investor’s personal account to third parties. The company in its turn guarantees the storage of data for access to the Investor’s personal account in an encrypted format.
• Cookies We employ the use of cookies. By accessing Rugabi.com, you agreed to use cookies in agreement with the Rugabi.com Company's Privacy Policy.
• Financial information Each transaction for the transfer of funds between Investor and the Company is confidential and shall not be disclosed. The date of depositing funds into the account is a reference point for starting operation with the invested amount received from the Investor. The deposit and any transaction is not a subject to cancellation. Refund of deposit amount is prohibited by the Company's rules. The Company guarantees to the Investor accurate and timely accruals of the interest rate for all the allocated deposits. The profit interest rate is indicated in terms of investment process and is not a subject to change.